It is true, however, that if an individual uses their firearm for self-defense later on one could have to defend the decision on either a civil or criminal court. In some cases, a person who is confronted with this type of scenario is liable to civil and criminal lawsuits. The defense expenses can turn out expensive. This raises the question what should a person who owns a firearm be required to carry liability insurance? In the concept in question this is the case. The State of California has proposed that gun owners be required to purchase insurance or pay a fee to help defray the cost of gun violence in the state. For many within the gun community that this idea isn’t making sense. It’s a matter of the question of whether someone would like to have shoes or handbags as an activity, and whether the one should incur a fee to engage in this hobby enforced at a state level. Jarhead6 is of the opinion that everyone must decide if they need gun liability insurance. Jarhead6 thinks that it is up to them to decide on how much and how long. The state shouldn’t require this to be done. uk6uwfbnd7.